Vernon E. Mitchel's Blog

Posted on 01/19/2020
Five Fundamental Reasons Tenants Should Have Renters' Insurance
Image by edar from Pixabay There are many reasons people choose to rent. There are fewer responsibilities, it doesn't take saving up a large down payment, maintenance is likely taken care of and there are no real estate taxes and no homeowners' insurance to pay. That doesn't mean, however, you shouldn't carry insurance. If you rent a home,...
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Posted on 01/12/2020
Prepare Your House to Sell By Decluttering
Two of the most important ingredients in a successful house-marketing campaign are competitive pricing and making a great first impression on prospective buyers. Although your real estate agent can assist in achieving both of those goals, keeping your home in "show ready" condition will be up to you and your family. When your home is actively being shown,...
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Posted on 01/12/2020
Enjoy a Seamless House Buying Journey
Enjoying a seamless home buying journey may seem virtually impossible, particularly for a first-time property buyer. Fortunately, there are lots of things you can do to boost the likelihood of quickly and easily finding your dream house, such as: 1. Hone Your Home Search Consider where you want to reside and the features you want to find in your...
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Posted on 01/05/2020
FAQs: Mortgage Applications
If you’re a first-time buyer, odds are you’ve never seen or heard much about mortgage applications. However, for something as important as buying a home, it pays off to go into the process knowing what to expect. Mortgage applications aren’t all that complicated in and of themselves. Most of the time, your chosen lender will walk you through the...
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Posted on 01/05/2020
Assistance Programs for Financing Your New Home
Image by Tumisu from Pixabay If you’re in the market for a new home, chances are you’ve been evaluating your finances. As a first-time homebuyer, there are programs in place to help with the down payment. According to the December 2019 Realtor Index Confidence Survey, first-time homebuyers accounted for 31% of all sales, and 77% put down less...
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Posted on 12/29/2019
Choosing the Right Home For Your Family is a Process
When you decide to make an offer on a home, your mind may be flooded with dozens of questions and concerns -- several of which may involve money matters, while others are about the condition of the house. However, if you've had the house professionally inspected and made sure your income is sufficient to absorb monthly expenses, than you've...
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Posted on 12/29/2019
Preparing for Overnight Guests
Image by 영훈 박 from Pixabay One of the great benefits of having a home of your own is being able to host friends and family. If it’s your first time living in a house that’s big enough for more than just you, you’ll want to make sure you plan out the best way to keep people comfortable...
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Posted on 12/22/2019
Tips to Consider Before Purchasing a Foreclosed Property
Photo by Paul Brennan via Pixabay If you're like many prospective homeowners who've been looking at listings lately in preparation for moving forward with purchasing property, you've noticed listings for foreclosures. Some people in your position are attracted by the idea of saving money on foreclosures, while others may simply have fallen in love with a home that...
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Posted on 12/22/2019
Are You Ready to Buy a House?
Photo by Fizkes via Shutterstock Few things are more exciting than buying a house and making it your home. Knowing when it’s the right time to buy derives from your personal circumstances, but some external elements and market realities affect when it’s right to buy too. Here are some of the things that can affect your decision to...
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Posted on 12/15/2019
Steps For Protecting Your Floors From Damage
In today's real estate market, hardwood floors are a highly desired feature in a house. Potential buyers are often turned off by homes with carpeted floors because it's almost impossible to keep them clean. Time is not on your side when it comes to maintaining nice-looking carpeted floors! No matter how careful you are, sooner or later someone's going...
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